Praxis Finance
Construction and Equity Release Calculator
Estimate usable equity for a renovation, or map out drawdown stages for a new build. Figures are indicative only — book a free call for exact numbers.
Renovation equity release
Construction loan
Your property
Work out how much usable equity you have available for a renovation.
$
$
Most lenders release equity to 80% LVR without lenders mortgage insurance.
$
%
yrs
Estimated position
Usable equity at target LVR—
Renovation cost covered—
New total loan balance—
New LVR—
Estimated new monthly repayment—
Land and build costs
Model a construction loan using standard QBCC-style progress payment stages.
$
$
$
$
%
%
yrs
Estimated position
As-if-complete value (land + build)—
Maximum loan at target LVR—
Funds required (land debt + build − deposit)—
Headroom (+) or shortfall (−) against maximum loan—
Estimated interest-only repayment (during build)—
Estimated repayment after completion (P&I)—
Typical drawdown stages
Standard progress payment structure — actual stages and percentages depend on your build contract.
| Stage | % of contract | Estimated drawdown |
|---|
These are estimates only. For an exact figure based on your circumstances and current lender rates, book a 15-minute review.
Book Your Free 15-Minute Call